WHAT IS COLLISION COVERAGE?       A collision is an accidental impact with another vehicle or an object. You may purchase insurance to pay for any property damage to your automobile caused by a collision, whether the accident was caused by you or someone else.      If you purchase collision coverage, you will automatically receive a $750 deductible. This means that you will be required to pay the first $750 of the cost of the repair of your car and that amount will be deducted from the amount of money that your insurance company will be required to pay.