What is Comprehensive Coverage?

Comprehensive Coverage is anything other than collision. Collision being, contact with another vehicle or an object. So, comprehensive claims will involve things like a fire loss or theft of your vehicle in which you sustained a partial or total loss of the vehicle. Under those circumstances, you submit your claim to your own insurance company who will pay the claim less whatever deductible you have on your policy. The standard deductible is $750, which means you pay the first $750 of the loss, the insurance company will pay the balance of the claim.